We focus exclusively on:
Refinance Bridge Loans — short-term capital against real estate pending sale or refinance
Flip / Purchase Bridge Loans — financing for investors renovating properties for resale
Every loan is secured by a registered mortgage and additional documentation.
Target effective annual returns range from 10-12%+ depending on term, fees, and velocity of capital. Short durations allow reinvestment multiple times per year.
Interest and fees are paid monthly or at maturity, depending on the loan structure. You also receive detailed reporting for transparency.
Yes. Every investment is backed by real estate security (registered mortgage) and additional documentation (loan agreement, GSA).
Minimums vary by opportunity and fund size — please contact us for current investment minimums.
Investors receive quarterly performance reports and a comprehensive annual summary.
Investors receive:
Quarterly portfolio summaries
Annual performance reports
Capital balance and return reporting
We’re always happy to discuss strategy, underwriting standards, and portfolio performance. Borrower-specific or deal-level disclosures are not provided.
No. Investor capital is pooled and deployed across multiple secured loans. This allows us to move quickly, diversify risk, and manage extensions without requiring investor approval for each transaction.
Real-time deal disclosure can be misleading and create unnecessary risk if details change during a transaction. Portfolio-level reporting provides a clearer and more accurate picture of performance.
Yes. This reporting approach is consistent with professional private lenders, MICs, and private credit funds across Canada.
TrustTransfer’s primary focus is short-term, real estate–secured bridge lending. In addition, we may allocate a small portion of capital to select operating businesses that meet our underwriting standards for discipline, transparency, and risk management.
The majority of capital remains allocated to secured lending. Any operating investments are intentionally limited in size and selected to reduce correlation with real estate markets.
Invest in Canadian private bridge loans backed by real estate. Earn predictable high yields with short-term refinance and flip lending.
